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Loans

Combatting predatory lending is our primary focus. We have created a product called the Helping Hand Loan™, an installment loan for $500 that helps consumers break the payday loan cycle. It features a maximum six-month term, and we attempt to ensure that the monthly payment is no more than 5% of the borrower’s monthly gross income. The interest rate is capped at 36% APR.* This combination of a lower rate, longer term and smaller payment eliminates the need for countless rollovers, which is the primary reason why payday loans have become so predatory in nature.

*APR = Annual Percentage Rate

Lean on us.

We know that life happens. So when you need cash in a pinch, you can count on us to help get you back on track.

Helping HandTM Installment Loan

  • Borrow $500
  • Friendly terms: repay over 4 to 6 months
  • Low cost: 36% APR*
  • No prepayment penalties or hidden fees

*APR = Annual Percentage Rate

Note: Our service area is defined as St. Louis City and St. Louis County. In order to be considered for a RedDough loan, you must meet at least two of the following three criteria: 1) Live 2) Work 3) Bank in St. Louis City or St. Louis County.