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Combatting predatory lending is our primary focus. We have created a product called the Helping Hand Loan™, an installment loan that helps consumers break the payday loan cycle. We attempt to ensure that the monthly payment is no more than 5% of the borrower’s monthly gross income. We offer significantly lower interest rates (about a 1/3 of the average payday loan) This combination of a lower rate, longer term (average 6 months, maximum 1 year) and smaller payment eliminates the need for countless rollovers, which is the primary reason why payday loans have become so predatory in nature.
Lean on us.
We know that life happens. So when you need cash in a pinch, you can count on us to help get you back on track.
Helping HandTM Installment Loan
• Borrow up to $1,000
• Friendly repayment terms based on the amount borrowed
• Low cost
• No prepayment penalties or hidden fees
*Loan funding requires verification of application information. All loans subject to approval pursuant to standard underwriting criteria.
Note: Our service area is defined as St. Louis City and St. Louis County. In order to be considered for a RedDough loan, you must meet at least two of the following three criteria: 1) Live 2) Work 3) Bank in St. Louis City or St. Louis County.