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RedDough® Prepaid Debit Card

Get ready to enjoy financial freedom with the RedDough prepaid MasterCard® or Visa® debit card by netSpend.®

  • Freedom from the high fees of other reloadable debit cards
  • Freedom and convenience of a credit card without debt
  • Freedom from check cashing fees
  • Freedom to use your card wherever MasterCard or Visa is accepted
  • Freedom from carrying cash that could be lost or stolen

There are no credit checks, no account required, and free direct deposit!

Account Login

Choose your Fee Plan

Card Purchase Fee $2.95 $2.95
Monthly Fee None $5.95
Reload Fee $2.00 $2.00
Signature Purchase Transaction Fee $1.00 each Included in Plan
PIN Purchase Transaction Fee $2.00 each Included in Plan
Domestic ATM Cash Withdrawal Fee $2.50 ea. (ATM owner fees may also apply) $2.50 ea. (ATM owner fees may also apply)
Direct Deposit Fee None None
Balance Inquiry Fee No fee via text, email or online; $.50 ea. via ATM, phone No fee via text, email or online; $.50 ea. via ATM, phone
Account Maintenance Fee $5.95 per month (applicable after 90 days of no activity) $5.95 per month (applicable after 90 days of no activity)

RedDough can be used anywhere MasterCard or Visa debit cards are accepted, and will spend like cash. You can shop online, in stores and over the phone or access cash at ATMs worldwide. You can even use RedDough to pay your bills. Each time you make a purchase or withdraw cash, that same amount is automatically deducted from the card.

Reloading value onto RedDough is simple, too. You can visit the RedDough Money Center or 130,000 other authorized netSpend locations to add cash, or enjoy the convenience of direct deposit. When it comes to safety, RedDough also protects you from fraud, and comes with zero liability if lost or stolen.

The beauty of this reloadable debit card is that it’s easy to qualify*. There are no credit checks or ChexSystems requirements. So whether you’ve had credit problems in the past, or you simply don’t want a traditional banking relationship, this will fit the bill.

Finally, RedDough saves you money. Not only can you avoid check cashing fees, you’ll find our fees to be competitive or less than many other prepaid debit card programs.

Activate your new card or access your account online

Activate Here

Starter’s Guide and complete Terms and Conditions

Download Here
If you’d like to speak with customer support you can call 1-86-NETSPEND (1-866-387-7363).

*By law, the US Patriot Act requires us to obtain, verify and retain your personal information, including but not limited to your name, address, D.O.B. and SSN. We may require your driver’s license or other documentation. You must live or work in the Credit Union’s geographic service area to qualify for the card. Load fees apply – see Terms and Conditions for complete details.